Carlos Villanueva's Blog Posts

Home Price Deceleration Doesn’t Mean Home Prices Will Go Down

Experts in the real estate industry use a number of terms when they talk about what’s happening with home prices. And some of those words sound a bit similar but mean very different things. To

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Why Carlos thinks that rising inventory is a good thing

Are you thinking about selling your current home? If so, the biggest question on your mind may be: if I sell now, where will I go? If this resonates with you, there’s something you

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Using Your Tax Refund to Achieve Your Homeownership Goals This Year

Using Your Tax Refund To Achieve Your Homeownership Goals This YearIf you’re buying or selling a home this year, you’re likely saving up for a variety of expenses. For buyers, that

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Do You Know How Much Equity You Have in Your Home?

Do You Know How Much Equity You Have in Your Home? [INFOGRAPHIC]Some HighlightsIf you’re a homeowner, your net worth has gotten a big boost. That’s because recent home

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Price Appreciation and What It Means for You

The Future of Home Price Appreciation and What It Means for YouMany consumers are wondering what will happen with home values over the next few years. Some are concerned that the recent run-up

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Flexibility for First Time Homebuyers that Work Remotely

Remote Work Trends Mean Flexibility for First-Time HomebuyersToday's low inventory can be challenging for homebuyers, especially if you’re looking to purchase your first home. But if

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What You Need To Budget for When Buying A Home

What You Need To Budget for When Buying a HomeWhen it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should

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Your Wants and Needs as a Homebuyer Today

Balancing Your Wants and Needs as a Homebuyer TodaySince the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which

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Still A Seller's Market Out There

It’s Still a Sellers’ Market [INFOGRAPHIC]Some HighlightsDue to low supply and high demand, today is one of the strongest sellers’ markets we’ve seen

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Some Good Reasons To Buy A Condo Today

There Are Several Great Reasons To Consider Buying a Condo TodayIf you’re a first-time buyer looking to break into the housing market but struggling to find a home to buy, condominiums (or

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Where Mortgage Rates Are and Where They Are Going

What’s Happening with Mortgage Rates, and Where Will They Go from Here?Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has

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Best Time To Sell Is Upon Us

The Best Week To List Your House Is Just Around the CornerAre you thinking about selling your house? If so, you may want to make it a priority to start the process soon. According to 

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Building A Home? Here is a MUST READ article for you

What You Need To Know if You’re Thinking About Building a HomeIf you’re ready to move up, you may be trying to decide whether you want to buy a home that's already on the market or

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Homeownership Benefits

The Many Benefits of HomeownershipThe past two years have taught us the true value of homeownership, especially the stability and the feeling of accomplishment it can provide. But homeownership

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Equity Went Through The Roof in 2021

The Average Homeowner Gained More Than $55K in Equity over the Past YearIf you’re a current homeowner, you should know your net worth just got a big boost. It comes in the form of rising home

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Spring Cleaning Tips for Sellers

Spring Cleaning Checklist for Sellers [INFOGRAPHIC]Some HighlightsIf you’re thinking about selling your house this spring, here are some things you’ll want to tackle before you

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Carlos Says: Experts Project Mortgage Rates Will Continue To Rise in 2022

Mortgage rates are one of several factors that impact how much you can afford if you’re buying a home. When rates are low, they help you get more house for your money. Within the last year,

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Carlos' 4 Tips for Preparing A House For Sale This Fall

Even in a hot sellers’ market like today’s in which homes are selling so quickly, it’s still important to make a good first impression on potential buyers. Taking the

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Eight Things To Consider Before Listing

So you have decided that you are going to sell your home. While your home may work just as it is for you and your family and you don’t want to invest any more time or money into your property,

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Carlos Asks: Dreaming of a Bigger Home? Why Not Buy It This Year?

Are you clamoring for extra rooms or a more functional floorplan in your house? Maybe it’s time to make a move. If you’ll be able to work remotely for the long-term or your overall needs

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What’s Motivating People To Move Right Now?

This year, Americans are moving for a variety of reasons. The health crisis has truly reshaped our lifestyles and our needs. Spending so much more time in our current homes has driven many people to

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6 Reasons to Celebrate National Homeownership Month

Our homes are so much more than the houses we live in. For many, they’ve also become our workplaces, schools for our children, and safe harbors in which we’ve weathered the toughest

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4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure

There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection of the program. Some assume there could potentially

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Multi-Generational Housing Is Gaining Momentum

Some HighlightsIf your house is feeling a little cramped with the addition of adult children or aging parents, it might be time to consider a move-up into a multigenerational home that

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Homeownership Is Loaded with Financial Benefits

A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. Here are

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Latest Jobs Report: What Does It Mean for You & the Housing Market?

Last Friday, the Bureau of Labor Statistics released a very encouraging jobs report. The economy gained 916,000 jobs in March – well above expert projections of 650,000 to 675

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Don’t Sell on Your Own Just Because It’s a Sellers’ Market

In a sellers’ market, some homeowners might be tempted to try to sell their house on their own (known as For Sale By Owner, or FSBO) instead of working with a trusted

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Buyer Competition Is Good News for Sellers [INFOGRAPHIC]

Some HighlightsWith so many buyers looking for homes to purchase and so few houses available today, there’s a substantial increase in bidding wars, and homes are selling fast.According to the

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There’s No Reason To Panic Over Today’s Lending Standards

Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re pointing to is the availability of

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Is Homeownership Still Considered Part of the American Dream?

Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports in Forbes:“The idea of a place of one

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How a Change in Mortgage Rate Impacts Your Homebuying Budget

Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it

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What It Means To Be in a Sellers’ Market

If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a move. Here’s why this season is the

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2021 Real Estate Myth Buster [INFOGRAPHIC]

Some HighlightsThere are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to navigate the current real estate landscape.Here’s a little

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Buyer and Seller Perks in Today's Market

Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or

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What Credit Score Do You Need for a Mortgage?

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards&

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Americans See Major Home Equity Gains

Some HighlightsToday’s home price appreciation is driving equity higher throughout the country.If your needs are changing and you’re ready for a new home, your equity may be a

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To Renovate or Not To Renovate Before You Sell

When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However, with so many buyers competing for

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What Is the Strongest Tailwind to Today’s Recovering Economy?

Last year started off with a bang. Unemployment was under 4%, forecasters were giddy with their projections for the economy, and the residential housing market had the strongest January and

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What Is the Number One Financial Benefit of Homeownership

There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to

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How to Make a Winning Offer on a Home

Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes. As a

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How to Be a Competitive Buyer in Today’s Housing Market [INFOGRAPHIC]

Some HighlightsWith so few houses for sale today, it’s important to be prepared when you’re ready to buy a home.Meeting with your lender early, knowing your must

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Will the Housing Market Bloom This Spring?

Spring is almost here, and many are wondering what it will bring for the housing market. Even though the pandemic continues on, it’s certain to be very different from the spring we experienced

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Carlos Says: Here Are The 5 Reasons To Sell Your House This Spring

When selling a house, most homeowners hope for a quick and profitable transaction that puts them in a position to make a great move. If you’re waiting for the best time to win as a seller, the

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Six Simple Graphs Proving This is Nothing Like The Last Time

Last March, many involved in the residential housing industry feared the market would be crushed under the pressure of a once-in-a-lifetime pandemic. Instead, real estate had one of its best

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How Upset Should You Be About 3%+ Mortgage Rates?

Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day

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Home Prices: What Happened in 2020? What Will Happen This Year?

The real estate market was on fire during the second half of 2020. Buyer demand was way up, and the supply of homes available for sale hit record lows. The price of anything is determined by the

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What are the benefits of 20% down payment?

If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to

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Are There Going to Be More Homes to Buy This Year?

If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s

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Question for Carlos: How Much Leverage Do Today’s House Sellers Have?

The housing market has been scorching hot over the last twelve months. Buyers and their high demand have far outnumbered sellers and a short supply of houses. According to the latest Existing

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Will Low Mortgage Rates Continue through 2021?

With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise.

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3 Ways Home Equity Can Have a Major Impact on Your Life

There have been a lot of headlines reporting on how homeowner equity (the difference between the current market value of your home and the amount you owe on your mortgage) has dramatically increased

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In today’s housing market, all eyes are on millennials. Not only are millennials the largest generation, but they’re also currently between 25 and 40 years old. These are often considered prime homebuying years when many people begin to form their own hou

There are so many great reasons to purchase a home, and over the past year, we’ve realized more of them than we ever thought possible. If you’re a first-time homebuyer, having a home of

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Millennials: Is It Time to Buy a Bigger Home?

In today’s housing market, all eyes are on millennials. Not only are millennials the largest generation, but they’re also currently between 25 and 40 years old. These are often

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Why It’s Easy to Fall in Love with Homeownership INFOGRAPHIC

Some HighlightsHomeownership provides comfort, stability, and security, and it makes you feel more connected to your community.Your home is something to be proud of and is uniquely yours, so you can

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47% of New Buyers Surprised by How Affordable Homes Are Today

Headlines matter. Right now, it’s hard to read about real estate without seeing a headline that suggests homes have become unaffordable for most Americans. In reality, there’s hard

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The Luxury Market Is Attracting Buyers in 2021

As more people continue to identify their changing needs this year, some are turning to the upscale housing sector for more space or finer features. In their most recent Luxury Market Report,

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Three Reasons We’re Definitely Not in a Housing Bubble

Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble

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6 Foundational Benefits of Homeownership Today

Over the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They’re our workplaces, virtual schools, and safe

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Thinking about Building a New Home? Your Agent Is Critical. [INFOGRAPHIC]

Some HighlightsA real estate professional is an expert who can advocate on your behalf throughout the process when building a home.Agents help you understand key steps, like choosing upgrades and

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Why Owning a Home Is a Powerful Financial Decision

In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, and appreciating home values, just to

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Do I Really Need a 20% Down Payment to Buy a Home?

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a

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Interested in Building Wealth? Buy a Home This Year.

Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most

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Turn to an Expert for the Best Advice, Not Perfect Advice

As we approach the anniversary of the hardships we’ve faced through this pandemic and the subsequent recession, it’s normal to reflect on everything that’s changed and wonder what

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Are Your Neighbors Affecting Your Property's Value?

You have put your home up for sale and done everything your agent has advised you to do to prepare your property for sale, but still no offers have come in. If you suspect your neighbor’s

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Unemployment Report: No Need To Be Afraid

Last Friday, the Bureau of Labor Statistics (BLS) released its latest jobs report. It revealed that the economic shutdown made necessary by COVID-19 caused the unemployment rate to

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A Surprising Shift to the ‘Suburbs May Be on the Rise

While many people across the U.S. have traditionally enjoyed the perks of an urban lifestyle, some who live in more populated city limits today are beginning to rethink their current neighborhoods.

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Will Home Values Go Up or Down in 2020?

With the housing market staggered to some degree by the health crisis the country is currently facing, some potential purchasers are questioning whether home values will be impacted. The price of

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Will This Economic Crisis Have a V, U, or L-Shaped Recovery?

Many American businesses have been put on hold as the country deals with the worst pandemic in over one hundred years. As the states are deciding on the best strategy to slowly and safely reopen,

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The Pain of Unemployment: It Will Be Deep, But Not for Long

There are two crises in this country right now: a health crisis that has forced everyone into their homes and a financial crisis caused by our inability to move around as we normally would. Over 20

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Today’s Homebuyers Want Lower Prices. Sellers Disagree.

The uncertainty the world faces today due to the COVID-19 pandemic is causing so many things to change. The way we interact, the way we do business, even the way we buy and sell real estate;

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Think This Is a Housing Crisis? Think Again.

With all of the unanswered questions caused by COVID-19 and the economic slowdown we’re experiencing across the country today, many are asking if the housing market is in trouble. For those

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Carlos on Real Estate

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Why Home Office Space Is More Desirable Than Ever

For years, we’ve all heard about the most desirable home features buyers are looking for, from upgraded kitchens to remodeled bathrooms, master suites, and more. The latest on the hotlist,

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The #1 Thing You Can Do Now to Position Yourself to Buy a Home This Year

The last few weeks and months have caused a major health crisis throughout the world, leading to a pause in the U.S. economy as businesses and consumers work to slow the spread of the coronavirus.

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